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Mortgage calculator 2026
Planning a new home? Calculate how much you’ll pay each month.
CZK
years
%
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How to get the best mortgage?
Current mortgage rates in the Czech Republic are around 5–6%. Your monthly payment should not exceed 45% of your net monthly income (DSTI). Compare offers from multiple banks and consider fees for arranging or servicing the loan.
Frequently asked questions
What affects the mortgage payment?
Loan amount, interest rate, and term. A longer term lowers the payment but increases total cost.
Does the calculator include bank fees?
No, the calculation is indicative and does not include fees or insurance, which vary by bank.
Is the result binding for the bank?
No, it’s an estimate. The bank assesses your creditworthiness and may offer different terms.